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About the IBA Group Insurance Trust

The IBA Group Insurance Trust has sponsored a group insurance program for over 50 years as a service and benefit to IBA members and their employees. A formal Trust Agreement was adopted in 1957 and has since been amended to meet all of the requirements of the Employee Retirement Income Security Act of 1974 (ERISA). The Trust is a separate legal entity and the policyholder for the various group insurance policies offered to all members. The Trust is a separate legal entity and enjoys a tax-exempt status under Section 501c(9) of the Internal Revenue code.

The Trust is able to provide enhanced benefits at competitive and stable rates because its only objective is to provide high quality member benefits. The Trust makes no profit from the service it provides.

The Trust’s primary products are a group of benefit plans that are underwritten by Anthem Blue Cross Blue Shield and Principal Life Insurance Company, a member of the Principal Financial GroupÒ. These include the following group plans:

Medical  Life
Prescription Drugs                     Short-term Disability
Dental Long-term Disability
Vision Accidental Death &  Dismemberment
Wellness Voluntary Term Life

The Trust is governed by a Board of Trustees made up of executive officers from its own membership. Those currently serving as Trustees are:

Ms. Amber Van Til - President and CEO - Indiana Banker's Association
Mr. Roger Cromer - President and CEO - Crossroads Bank
Mr. David Findlay - President and CEO - Lake City Bank
Mr. Marvin Veatch - President and CEO - Jackson County Bank
Mr. Mike Mellon - President and CEO - American Community Bank
Mr. Robert Blume - President and CEO - Community First Bank of Indiana
Mr. Kurt Rosenberger - President and CEO - Our Community Bank

Click Here if you would like to know the many benefits of being a Trust member.

Or Here, if you would like more information about the Trust

Principal Financial GroupÒ, The PrincipalÒ and the Principal Financial Group logo are registered service marks of Principal Financial Services, Inc.  Used by permission